This tool helps to make an estimate of your monthly budget on the basis of monthly income. You can also maintain the daily housing expenses each month and get reports showing whether your quarterly and annual expenses have exceeded the budget. The Spreadsheet tool is a combination of various tools to make your financial planning easier. As of now, the MortgageFit Community has come up with a budgeting tool that helps you in preparing an estimate of your monthly budget based on your monthly income.